Rectangle

After the start of the COVID‑19 pandemic, the need for remote work increased: many lost their jobs or lost their salaries and were forced to urgently look for work without violating the self-isolation regime. Fraudsters have profited from remote workers and freelancers before, and now they are even more active, so you should be vigilant.

What schemes are used by scammers?

1. Performing an unpaid test assignment.

What’s going on?

You are offered to complete a large task: write an article, make a content plan, create a logo, and so on. On these conditions: if they like to test your work, they will pay and you will be hired by the company.

You have done this task, but they tell you that it isn’t good, or they just disappear. And then you discover results of your work somewhere online, while you were not paid for it.

How to avoid getting caught?

• Prepare tasks (especially large ones) only if you are confident in the employer. The company must have a website, social media pages and corporate mail. If it’s individual – surname, name, phone number and at least one «live» account.

• In case of graphic materials, send them in low quality and with watermarks.

• Try to check the name of the organization, information in blacklists of employers, channels and groups for remote workers and freelancers.

• Remember that there is nothing wrong with such tests. For an employer, this is a way to understand what you are capable of, and for you — to see if you want to do what you are offered at all. Just be careful.

2. Work now, money later.

What’s going on?

You have a new order. You discuss the terms, deadlines and payment. The person refuses to pay an advance – first the result, then the money.

You have done the work, send it to the customer, and he disappears: ignores messages and calls. Or he says that he does not like result at all and he will not pay.

How not to fall into the trap?

• Use the tips from the previous paragraph: look for information about the employer, don’t send full “file” before payment.

• Insist on prepayment, especially if there is a lot of work. Offer the customer to conclude a contract.

• Make a secure transaction. This can be done, for example, through freelance platforms (Upwork, Fiverr and other). The client places an order there, you respond and complete the task. When the customer confirms that he has received the result, money will be send from his account and transferred to you. Conflict situations (for example, if the client is dissatisfied and refuses to pay) will be resolved by the representatives of the site.

3. Issue a bank card

What’s going on?

You sent your resume, answered the questions, and did a good test assignment. 

But in this organization, the salary is transferred only to the card of a specific bank, which you don’t have.

And when the card is ready and you have already been charged for registration the employer disappears. And you understand that the fraudster just used you to get money from the bank under the affiliate program.

How not to fall into the trap?

Do not get any cards at the request of the employer. If you are told that they will pay only to the account of a certain bank, this is suspicious. The exception is state organizations.

4. Pay for the trainings.

What’s going on?

“We will hire you, but first you need to take some courses”. You take some paid courses and communication with the employer ends there.

How not to fall into the trap?

You shouldn’t pay for anything. A conscientious company will train employees at its own expense.

5. Send scans of your documents.

What’s going on?

You are hired and asked to send scans of your passport. When you send them, the employer disappeares. And after some time you will find out that your documents are somewhere in the Internet. For example, they are used by scammers or someone took a micro-loan in your name.

How not to fall into the trap?

To register a remote employee, they will really need scans of documents. Therefore, the only way to protect yourself is to look for information about the employer.

Here are the signs that should alert you:

1. Little information about the company

The employer says almost nothing about himself, does not give his first and last name, from contacts he gives only a nickname in Telegram or mail. In the text of the vacancy, the organization is designated as “a large Russian company”, “marketing agency”, “online clothing store” – without a name.

2. No specifics.

“We are looking for a copywriter to write different texts. If we work together, we will give assignments regularly. Payment based on interview results.

A responsible employer carefully prescribes the tasks of the future employee, the requirements for the candidate and the working conditions. Because he is interested in finding the right person as soon as possible, and not sorting through a million irrelevant resumes.

3. Low requirements and high salary

“We are looking for an SMM specialist, salary from 2000 euros. Work experience is not important. Requirements: basic knowledge of promotion in social networks, confident PC user. Employment – 3 hours a day”.

It is enough to look at how much employers offer jobs with minimal experience and it will immediately become clear that something is clearly wrong with such ads.

Have you ever dealt with fraudulent employers? Share your experience in the comments.

More amazing articles for you
shore

Uncategorized

Healthcare Hacks: How Expats can find the best doctors and medical services in Europe 🩺

Moving to a new country can be an exciting adventure, but navigating healthcare as an expat can be a challenge. Whether you’re living in a major European city or a more remote area, finding the... Read more

By Spoko 18.09.2024

shore

Uncategorized

Winter survival guide: How to adapt to cold climates as an expat 🥶

When you move to a country with a completely different climate, the first question that arises is “How will you cope with the cold winters?”Moving to a country where February temperatures can fall to minus... Read more

By Spoko 11.09.2024

shore

Uncategorized

🔑Insurance for Expats in Poland: Types You Need and How to Choose

Moving to a new country is always a big step, and while the excitement of exploring a new culture and starting a new chapter in life is undeniable, there are also practical aspects to consider—one... Read more

By Spoko 04.09.2024

shore

Uncategorized

Can I leave Poland after applying for a residence card?🇵🇱🪪

When you have applied for a residence card in Poland, the question of whether you can leave the country becomes especially relevant. Many expats and foreigners living in Poland ask themselves this question, especially if... Read more

By Spoko 20.08.2024

shore

Uncategorized

Understanding BLIK scams: How to protect Yourself from emerging threats

BLIK, the popular Polish mobile payment system, has revolutionized the way people conduct financial transactions. With its ease of use and widespread adoption, BLIK allows users to pay in stores, withdraw cash, and transfer funds... Read more

By Spoko 08.08.2024

shore

Uncategorized

🧠Digital Detox: How to disconnect and reconnect with the real world

In today’s hyper-connected world, digital detoxing has become essential for maintaining mental health and fostering genuine connections. This is particularly true for expats who often rely heavily on technology to stay connected with loved ones... Read more

By Spoko 12.07.2024

shore

Uncategorized

👌🏼The art of minimalism: Declutter Your life and find more joy

In today’s fast-paced world, filled with constant notifications, accumulating possessions, and the pressure to keep up with societal expectations, it’s no wonder many people feel overwhelmed. For expats, this sense of chaos can be amplified... Read more

By Spoko 13.06.2024

shore

Uncategorized

Mastering emotional intelligence: A gateway to success in personal and professional life for expats

In a world where borders blur and cultures intertwine, emotional intelligence (EI) emerges as the cornerstone of success, especially for expatriates navigating new territories. Beyond the technical prowess and language fluency, expats equipped with high... Read more

By Spoko 29.05.2024

shore

Uncategorized

🇱🇹Discovering Lithuania: A comprehensive guide to cost of living and lifestyle

Are you considering making the leap to live in Lithuania? Nestled in the heart of the Baltic region, Lithuania offers a unique blend of rich history, vibrant culture, and modern amenities. From the enchanting cobblestone... Read more

By Spoko 15.05.2024

shore

Uncategorized

☘️ Sustainable living: Practical tips for reducing your carbon footprint

In a world increasingly aware of the environmental challenges we face, sustainable living has moved from being a niche concern to a global priority. Whether you’re just starting your sustainability journey or looking to deepen... Read more

By Spoko 08.05.2024

shore

Uncategorized

Unlocking Language: 7 smart ways to memorize words in a foreign language 🤓

Learning a new language as an immigrant is more than just a skill—it’s your gateway to better integration, improved job prospects, and deeper connections with your new community. But memorizing new words can be challenging.... Read more

By Spoko 25.04.2024

shore

Uncategorized

Demystifying EU Immigration Law: Key Points and Insights for 2024

As an immigrant planning to relocate to a European Union (EU) country, it’s crucial to grasp the ever-evolving landscape of EU immigration law. Here’s an updated overview, including recent developments and concrete facts to aid... Read more

By Spoko 11.04.2024

shore

Uncategorized

Your Ultimate Guide to moving to Canada in 2024: Unlocking opportunities for career success and financial stability

Dreaming of a fresh start in the Great White North? Brace yourself for an adventure filled with promise, as we unveil the ins and outs of moving to Canada in 2024. From lucrative job opportunities... Read more

By Spoko 03.04.2024

shore

Uncategorized

Unlock Your dream life abroad: Masterful strategies for expats

Embarking on a journey to live abroad is more than just a change in scenery; it’s an opportunity to craft the life of your dreams in a new cultural landscape. As an expat, organizing your... Read more

By Spoko 28.03.2024

shore

Uncategorized

Do I really need a car? Exploring the true cost and profitability of car ownership 🚕

In today’s fast-paced world, car ownership is often viewed as a necessity—a symbol of independence, convenience, and mobility. However, as cities become more congested, environmental concerns grow, and transportation options evolve, many individuals are questioning... Read more

By Spoko 20.03.2024

shore

Uncategorized

The Cost Debate: Is being Vegetarian really more expensive?🥦

In recent years, the popularity of vegetarian and plant-based diets has surged, driven by concerns about health, animal welfare, and environmental sustainability. However, a common misconception persists: that following a vegetarian diet is inherently more... Read more

By Spoko 06.03.2024

shore

Uncategorized

Economic Trends and Your Finances: Understanding how global events impact your wallet

In an interconnected world, global economic trends can have a profound impact on personal finances, influencing everything from job security to investment returns. Understanding how macroeconomic events affect your wallet is crucial for making informed... Read more

By Spoko 28.02.2024

shore

Uncategorized

Mastering the art of managing regular payments and subscriptions

In today’s digital age, managing regular payments and subscriptions has become a crucial aspect of personal and financial management. From streaming services to software subscriptions, gym memberships to utility bills, our lives are filled with... Read more

By Spoko 21.02.2024

shore

Uncategorized

10 Effective Tips for overcoming Jet Lag

Jet lag can wreak havoc on your body and mind, leaving you feeling exhausted and disoriented after a long flight. However, with some preparation and smart strategies, you can minimize its impact and adjust to... Read more

By Spoko 14.02.2024

shore

Uncategorized

Valentine’s Day with or without Romance: Creative Ideas for Celebrating Love in All Forms

As Valentine’s Day approaches, it’s easy to get caught up in the romantic aspects of the holiday. While celebrating romantic love is wonderful, let’s also take this opportunity to honor love in all its forms.... Read more

By Spoko 07.02.2024

shore

Uncategorized

✈️ How to overcome a fear of flying: Tips from therapists and flight attendants

It’s easy to think that one way to deal with a fear of flying is simply to avoid planes. But it limits you so much. Here are some useful tips: Go deeper into the topic.... Read more

By Spoko 31.01.2024

shore

Uncategorized

Path to Financial Success: Overcoming Common Beliefs

Financial success is not just about effective money management; it’s also a state of mind. Oftentimes, we burden ourselves with beliefs that seem to hinder us from unlocking our full financial potential. Let’s explore some... Read more

By Spoko 24.01.2024

shore

Uncategorized

💸Saving money on sales or just self-delusion?

In a world of endless sales, saving your finances is a real talent. But how do you avoid overspending and still enjoy the benefits of discounts? Impulsive spending is defined as purchases that were not... Read more

By Spoko 17.01.2024

shore

Uncategorized

🇮🇹 Navigating Tax Obligations as an Emigrant in Italy

Living and working as an expat in Italy brings forth a myriad of cultural experiences and opportunities. Amidst the enchanting landscapes and delectable cuisine, it’s crucial for expats to understand and navigate their tax obligations... Read more

By Spoko 11.01.2024

shore

Uncategorized

🔒Traveling safely in the digital age: Cybersecurity tips to protect your data

In our interconnected world, staying connected while traveling is easier than ever. However, with this convenience comes the responsibility to safeguard your personal data from potential threats. Whether you’re on a business trip or exploring... Read more

By Spoko 28.12.2023

shore

Uncategorized

Preparing Your Child for an International Move: A Guide for Parents🌍

Moving abroad can be a thrilling yet challenging experience, especially when children are involved. The process requires careful planning and consideration to ensure a smooth transition for the entire family. Here’s a guide on how... Read more

By Spoko 20.12.2023

shore

Uncategorized

A Celebration Extravaganza: Unforgettable Ideas for the Holidays✨🎁

‘Tis the season to be merry, and what better way to embrace the joy than with a celebration extravaganza? Here are some festive ideas to make your Christmas and New Year memorable: 1. Themed Decor... Read more

By Spoko 13.12.2023

shore

Uncategorized

Discover the Enchantment: Top Beautiful Christmas Markets in Europe🎄

The holiday season in Europe is a magical time, and nothing captures the spirit of Christmas quite like the enchanting Christmas markets. These markets, steeped in tradition and festive cheer, offer visitors a chance to... Read more

By Spoko 06.12.2023

shore

Uncategorized

💸Simple financial steps for immigrants you need to know

Establish a Budget: Plan out goals for the next 6 months  Build Credit History: Establishing good credit is crucial for financial stability. Consider getting a secured credit card, paying bills on time, and keeping your... Read more

By Spoko 22.11.2023

shore

Uncategorized

🥷🏻Common money transfer scams

Here are a few common money transfer scams to watch out for: Phishing Scams: These involve receiving fraudulent emails, messages, or calls pretending to be from a reputable institution, asking for personal information or prompting... Read more

By Spoko 08.11.2023

shore

Uncategorized

💰Online exchangers: what is it and how does it work?

The difference between buying and selling currency for banks and currency exchange offices is one of the main sources of profit. Internet exchangers, thanks to the nationwide scale of operations, can afford to show significantly... Read more

By Spoko 02.11.2023

shore

Uncategorized

✈️10 Tips to Find Cheap Flight Deals

Airfare pricing is extremely complex, with algorithms changing fares minute by minute. It puts the average consumer at a significant disadvantage and far too often results in travelers overpaying for flights. Here are 10 tips... Read more

By Spoko 25.10.2023

shore

Uncategorized

How to prepare for an online interview: The ultimate guide

The popularity of online interviews has certainly peaked since COVID. Preparing for an online interview is crucial for success. Here are some tips to help you get ready: 🧑🏾‍💻Test your technology: Ensure your internet connection,... Read more

By Spoko 18.10.2023

shore

Uncategorized

Dual citizenship: which countries allow

Dual citizenship, or multiple citizenship, is when a single person is legally recognized as a citizen of two or more countries at the same time. Not all countries allow their citizens to hold dual citizenship.... Read more

By Spoko 11.10.2023

shore

Uncategorized

🇵🇹Relocation and legalization in Portugal – residence permit and permanent residence

Moving to Portugal is possible on the basis of business, study, joining a family member, to retire, marriage. The standard legalization procedure includes opening a visa, obtaining a residence permit, and after 5 years –... Read more

By Spoko 04.10.2023

shore

Uncategorized

✈️Can I fly with a dog on a plane?

Can my pet fly with me? Yes, in many cases, your dog can fly with you on a plane, either in the cabin or the cargo hold. However, as you might imagine, airlines have tons... Read more

By Spoko 27.09.2023

shore

Uncategorized

🇩🇪Residence permit in Germany (Aufenthaltstitel)

Issues with documents are now more relevant than ever. One of the options for legalization in Europe is a residence permit in Germany. It is provided for a specific purpose, such as study, work or... Read more

By Spoko 13.09.2023

shore

Uncategorized

New immigration law in Germany 2023🇩🇪

Moving to Germany and getting a job is now easier than ever. Germany reforms Skilled Work Immigration Law to open up new job opportunities for foreigners. Now there would be 4 main ways for an... Read more

By Spoko 30.08.2023

shore

Uncategorized

All about banks in Germany

Opening a bank account is one of the important steps you need to fully settle down in Germany. Opening a bank account in Germany is not a problem if you have the necessary documents. Documents... Read more

By Spoko 23.08.2023

shore

Uncategorized

Tax Free Guide in Europe: How does it work and how to get it

The matter is that the VAT tax usually goes on maintenance of pensions of citizens of the EU countries. That is why a person who does not have EU citizenship can get back the money... Read more

By Spoko 02.08.2023

shore

Uncategorized

Working as a taxi driver in Poland: how to get a job and how much you can earn

Working as a taxi driver in Poland can be an attractive opportunity for those who want to earn money and have a driving license or even a car. However, before you start working as a... Read more

By Spoko 27.07.2023

shore

Uncategorized

Costs of living in Italy in 2023

Generally speaking, Italy is known for its diverse offerings, and expenses can differ significantly between urban and rural areas. Here are some key aspects of the cost of living in Italy:• Housing: The cost of... Read more

By Spoko 20.07.2023

shore

Uncategorized

Top apps for a comfortable life in Germany

In Germany, as in other countries, various mobile applications are very popular, which open up many opportunities for the local population and make people’s lives more comfortable. Application for finding accommodationImmoScout24.de is a mobile app... Read more

By Spoko 12.07.2023

shore

Uncategorized

“Unconventional Tips for Financial Security during your vacation”

As you embark on your much-awaited vacation, it’s important to ensure your financial security while enjoying your time away. Check out these unique tips that will help you keep your finances in check and have... Read more

By Spoko 23.06.2023

shore

Uncategorized

The Cost of Living in Spain in 2023: A Comprehensive Guide

Are you considering moving to Spain or curious about the cost of living in the country? Spain, known for its beautiful beaches, vibrant culture, and rich history, attracts expatriates from all around the world. However,... Read more

By Spoko 05.06.2023

shore

Uncategorized

How to register a car in Germany: A simple Step-by-Step guide

Registering a car in Germany can seem like a daunting process for those who are unfamiliar with the country’s regulations and bureaucracy. However, it is essential to follow the correct procedure to ensure that your... Read more

By Spoko 19.04.2023

shore

Uncategorized

Smart Ways to Save Money in Germany: Uncover the Best Programs and Deals

Almost 80% of Germans are members of bonus programs. Here are some popular programs in Germany that can help you save money: Cashback programs: PAYBACK and DeutschlandCard are two popular multi-partner loyalty programs that offer... Read more

By Spoko 06.04.2023

shore

Uncategorized

“Everything you need to know about taxes and social security contributions in Germany: A comprehensive guide”

If you are planning to live and work in Germany, it is important to understand the country’s tax system. Here are some key things you need to know about taxes in Germany: Tax types: There... Read more

By Spoko 14.03.2023

shore

Uncategorized

5 Advantages of Digital Payments

With more experts believing a cashless future is in sight, the digital payments market continues to grow rapidly. In fact, the worldwide digital payments segment is expected to reach a value of $9.47 trillion (£7.67 trillion) by... Read more

By Spoko 22.02.2023

shore

Uncategorized

“Discovering the best ways to learn German in Germany: an all-round guide for expats”

Expats in Germany have a variety of options for learning the German language, including: Meetup groups: Meetup is a platform that connects people with common interests, and there are many German language Meetup groups in... Read more

By Spoko 06.02.2023

Join Spoko for free & enjoy excellent exchange rates today
# # #